Resources to Help You Manage Your Money
How to Calculate Your Net Worth
Ready to become debt free, build wealth, and achieve your money goals? Calculating and tracking your net worth can help you achieve your financial goals. Learn more about what net worth is, how it helps, and how you can track it.
You Should Always Be Saving for These Non-Monthly Expenses
One of the hardest things in budgeting is planning for all of those expenses that don’t show up every single month. A monthly expense is easy because it’s always on your radar and you know to expect it. But when expenses occur once per year or sporadically, budget planning becomes more of a challenge. Here are 14 expenses that you should always be saving for.
Should You Use Buy Now Pay Later Programs Such As Affirm, Klarna, or Afterpay?
Buy now pay later programs such as Affirm, Klarna, and Afterpay have seen a sharp increase in use over the past year or so. But are they a good idea? It’s important to understand the risks of using buy now pay later before you get into the habit of using them.
How to Save Money During the Holidays
Wondering how to stop overspending this holiday season? Check out these tips to plan ahead for the holidays and keep your spending under control so that you can enjoy the season without ending up in debt with a pile of credit cards.
Need to Stop Spending Money? 7 Questions to Ask Yourself Before Making a Purchase
Do you feel like you need to stop spending money? Figuring out when you can and cannot buy something is one of the hardest parts of personal finance on a day to day basis. When it comes to making a significant purchase, asking yourself these seven questions can help you decide if the purchase makes sense for you.
How to Start Building an Emergency Fund When You Have No Money
Building an emergency fund when you have no money can feel extremely daunting and overwhelming, but it can be done. These four tips will help you start building an emergency fund so that you can stop relying on your credit cards every time something happens and start finally getting ahead.
What’s Holding You Back from Taking Control of Your Money?
Are you someone who wants to improve your finances, but for some reason you just can’t make it happen? Maybe you want to start a budget, get out of debt, save money, or something else, but it feels too hard or you never have time. It turns out that managing money is actually a lot of managing emotions. You need to change your mindset. Here are several ways your mind is holding you back from creating the change you desperately want.
Financial Advice on Social Media: How to Know If It’s Good or Not
Money management advice has become more accessible than ever with the rise of financial influencers on social media. But like anything, there’s good advice and bad advice. So how do you know which financial advice to follow and trust? Here are a few personal finance tips that might help.
How to Combine Finances in Marriage and Other Committed Relationships
Wondering how to combine your finances after marriage or moving in together? This guide gives you an overview of four options for combining finances, from merging everything to keeping it all separate, and options in between.
Are We Living in a Recession?
Are we living in a recession? What determines if we are in a recession? These questions and more are at the top of our minds right now. Learn how to determine if we are in a recession, and more importantly, what you should be doing with your finances to prepare for or respond to a recession.
Things I Would Do Right Now if I Had to Cut Expenses to Save Money
Cutting expenses and saving money is at the top of many minds right now as inflation continues to plague us. Here are my top recommendations for where and how to cut costs in a sustainable way without ruining your life.
Live Within Your Means: Get Ahead, Build Wealth, and Live a Life You Love
Learning to live within your means is one of the most basic personal finance principles that you need to know. Learn what it means to live within your means, how to get started, and why it sometimes feels so hard.
7 Basic Money Management Skills Everyone Needs to Master
While many people believe that they are “just bad with money,” in reality, money management skills are something you can learn and improve through practice. So even if you have no idea what you’re doing and are afraid to look at your bank account balance, there is hope. Here are seven money management skills you need to have to start getting ahead and live your best life.
Feel Like Budgeting Always Fails? These 10 Tips Will Change Everything
Struggling with budgeting? Learn 10 simple and effective tips to create a budget that works for your unique lifestyle, goals, and habits. No spreadsheets or extreme restrictions needed—just practical strategies for real life.
What is Zero-Based Budgeting and How Does It Work?
Discover how zero-based budgeting can help you take control of your finances by assigning every dollar a purpose. Learn the basics, see an example, and explore the advantages and disadvantages of this budgeting method. Perfect for anyone looking to pay off debt or manage money more intentionally. Ready to try zero-based budgeting? Get started today!
How to Budget for Irregular Expenses Using Sinking Funds
Learning how to budget for irregular expenses gets much easier when you use sinking funds. Learn what sinking funds are and how to use them so you can stop worrying about going over budget and rest assured that your irregular expenses will be covered.
Are Budgeting Apps Worth It?
Many money management tasks can be done online now, so you might be wondering if budgeting apps are worth it. Learn the advantages and disadvantages of budgeting apps to figure out if they are right for you.
Cheap Meals on a Budget: 5 Food Blogs That Will Help You Spend Less on Groceries
Looking for ways to save money on groceries? These food blogs and websites will help you make cheap meals on a budget. Use them as a resource to help you make affordable and healthy meals without breaking your budget.
The 3 Best Budgeting Methods
Figuring out the best budgeting method for you is one of the most challenging, but also most important parts of managing your money. When you know where your money goes, you can make more intentional decisions about how to spend it. Skillfully managing the money that comes in and goes out can be the difference between living paycheck to paycheck and living the life of your dreams.
How to Budget for a Vacation
Learning how to budget for a vacation is an important skill for those who want to enjoy their vacations without overspending or worrying about how the bills will get paid.