If you’ve ever tried to pay off debt fast only to find yourself right back in it, you’re not alone. The truth is, the common advice to throw every extra dollar at debt might actually be keeping you stuck in the cycle. In this article, we’ll explore why paying off debt too quickly can backfire and how to break free by finding a balance between saving, spending, and debt payoff. Discover a smarter, more sustainable approach to managing your money that helps you avoid future debt and gives you peace of mind.